Filings Bureau
Build business credit

Stop funding the business off your personal credit..

A step-by-step guide to building a business credit profile from zero. D-U-N-S registration, trade-line strategy, business credit card roadmap, and the vendor list that reports to commercial credit bureaus.

Instant download. Filings Bureau is not affiliated with any government agency.

Why this matters

Your LLC has no credit history. That is expensive.

Every time you swipe a personal card for a business expense, you are mixing personal and business liability. Every time you apply for business funding on a personal credit score, you are putting personal assets on the line. Every month without a business credit profile is a month you cannot access business-only financing.

Most LLC owners do not realize they can build business credit separately from their personal credit. It is not automatic. There is a specific sequence: register with Dun & Bradstreet, open trade lines with vendors that report to commercial bureaus, then layer in business credit cards.

This kit gives you the exact sequence, the vendor list, and the timeline.

Inside the kit

Everything the credit consultants charge for.

A complete PDF with the registration walkthroughs, vendor lists, and tier strategy that most credit-building consultants charge $500–$2,000 to deliver.

I

D-U-N-S Number Registration Guide

Step-by-step walkthrough to register with Dun & Bradstreet (free) and establish your business identity in the commercial credit system.

II

Tier 1 Vendor List

Fifteen-plus vendors that extend net-30 terms to new businesses and report payment history to commercial credit bureaus. Your first trade lines.

III

Tier 2 Credit Strategy

How to leverage Tier 1 trade lines to qualify for business credit cards: store cards, then fleet cards, then general-purpose.

IV

Tier 3 Financing Roadmap

Timeline from your first trade line to business lines of credit, equipment financing, and SBA microloans.

V

Credit Bureau Overview

How Dun & Bradstreet, Experian Business, and Equifax Commercial work — what they track and what moves your PAYDEX score.

VI

Personal Credit Separation Checklist

How to fully separate personal and business finances: EIN, business bank account, business address, business phone number, and business-only credit applications.

VII

State-Specific Notes

Where applicable, notes on state programs and incentives that touch business credit and financing.

Three paths

Pick the depth of coverage you need.

This product on its own, with the five other digital products, or with done-for-you services on top.

This product
$47.00one-time

Business Credit Building Kit on its own — DIY, customize yourself.

Digital Products BundleMost Popular
$197.00six products

This product plus five more: operating agreement template, business plan kit, credit kit, compliance calendar, resolution templates, and labor law posters. $272 individual value — $75 savings.

LLC Launch BundleBest Value
$597.00full launch package

Everything in the Digital Products Bundle plus done-for-you operating agreement, EIN registration, and a state-filed Certificate of Existence.

How it works

Six-step sequence to a real PAYDEX score.

Purchase and download instantly

The kit arrives by email the moment payment clears.

Register your D-U-N-S number

The guide walks you through it. About ten minutes.

Open three Tier 1 vendor accounts

Vendor list and application tips are included.

Pay on time for 60–90 days

Consistent on-time payment is what builds your profile.

Apply for Tier 2 business credit cards

Use your new trade-line references to qualify.

Qualify for credit lines and financing within 6–12 months

With consistent payment history, the bigger products open up.

Questions

Before you buy.

Anything not covered below? Email support@filingsbureau.com.

Do I need an EIN to start building business credit?

Yes. An EIN is the foundation of your business credit identity. If you do not have one, the LLC Launch Bundle ($597) includes EIN registration assistance along with this kit and five other products.

How long does it take to build a business credit score?

Most businesses establish a PAYDEX score within 60–90 days of opening their first reporting trade lines. Building strong credit (80-plus PAYDEX) typically takes 6–12 months of consistent on-time payments.

Will this affect my personal credit?

Building business credit is a separate track from personal credit. The vendors and accounts in this kit report to commercial bureaus, not personal ones. Some business credit cards may still require a personal guarantee, which can involve a personal credit check.

Is this specific to my state?

The core strategy works nationwide. State-specific notes are included where applicable (state programs, incentives, or unique registration requirements).

Order today

Your business credit profile starts today, not someday.

Get the Business Credit Building Kit and start moving expenses off your personal score.

Want the complete LLC toolkit? The Digital Products Bundle ($197) includes this product plus five more.